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QOS: COAI With the guidelines being notified on May 27, 2025, the DoCA said it aims to enforce penalties and platform liability in case of non-compliance, mandate verification of seller credentials and certification, introduce automated monitoring and takedown mechanisms for unauthorised listing, and drive consumer awareness through disclosures.

The Reserve Bank of India has instructed finance companies to exclude default loss guarantees (DLGs) from fintech firms when provisioning for stressed loans, impacting digital lending service providers. NBFCs must now make full provisions on these loans, diminishing their appeal for new business.