Browsing: FinTech

Sleek apps. Smooth credit journeys. Zero-click payments. But what lies beneath the surface?India’s fintech sector…

Belong, a fintech platform dedicated to Non-Resident Indians (NRIs), has raised $5 million in seed funding led by Elevation Capital. The startup plans to expand its product offerings and operations, starting from the UAE and moving into markets like Saudi Arabia, Qatar, the UK, and the US. Leveraging GIFT City’s regulatory framework, Belong aims to simplify cross-border banking and investment for NRIs with products such as US dollar-denominated fixed deposits, equity, insurance, and international cards.

In the age of tap-to-pay convenience and investment apps that promise to make you a…

Badges. Streaks. Level-ups. No, this isn’t your favourite mobile game. This is your brokerage account.In…

At the heart of Stripe’s blockchain bet is a simple problem: cross-border payments are still…

Biz2X, the digital lending software platform from Biz2Credit, has surpassed INR 14,000 crore in loan disbursements through its India operations in FY25, continuing its steady growth of 25-30 per cent year-on-year. The figure signals not just the rising demand for credit access but also the expanding influence of AI-powered fintech infrastructure in India’s lending landscape.

Decentro, a fintech startup, secured Rs 30 crore in funding led by InfoEdge Ventures. The company intends to move its base from Singapore to India. This move aligns with other Indian startups returning home. Decentro aims to enhance its products and expand its enterprise adoption. They offer APIs for KYC, payments, and debt collection.

Three-pronged AI strategy focuses on AI security, Vertical Fintech Expertise, and Full-stack AI platform support
First fintech clients begin official integration in June 2025 in Southeast Asia and South Asia

The Reserve Bank of India has instructed finance companies to exclude default loss guarantees (DLGs) from fintech firms when provisioning for stressed loans, impacting digital lending service providers. NBFCs must now make full provisions on these loans, diminishing their appeal for new business.

From cooling-off periods to app directories, the RBI’s Digital Lending Directions 2025, aim to reform India’s growing digital credit space and restore borrower trust.